Terms of Service

Version 2026-10-04-draft · Effective October 4, 2026

These Terms of Service ("Terms") are an agreement between you and TOP COLLECTION LLC, an Illinois limited liability company (operating the Loderan brand) ("we", "us") and govern your use of the Loderan websites, applications and services (the "Service"). By creating an account or using the Service you agree to these Terms and to our Privacy Policy.

1. Eligibility and accounts

• You must be at least 18 years old and able to form a binding contract.
• The Service is currently offered to customers in the United States. We may make it available in other countries later. You are responsible for complying with laws that apply to you where you use it.
• Keep your login credentials confidential. You are responsible for activity under your account. Tell us immediately at security@loderan.com if you suspect unauthorized access.
• If you use the Service on behalf of a business, you confirm you are authorized to bind that business to these Terms.

2. The Service

The Service provides tools such as profit calculators for resellers. Results are estimates based on the information you enter and on editable fee presets that may be outdated or inaccurate. Marketplace fees, taxes and shipping costs change and vary by account. The Service does not provide tax, legal, accounting or financial advice. You are responsible for verifying figures before relying on them.

We may add, change or remove features. We will give reasonable notice of material changes that reduce paid functionality.

3. Plans, billing and automatic renewal

• Some features require a paid subscription. Prices, billing interval and any trial are shown before you subscribe.
• Paid subscriptions renew automatically at the end of each billing period at the then-current price until you cancel. If a trial is offered, you will be charged when the trial ends unless you cancel before then.
• Cancel anytime: Cancel anytime from the Billing page; access continues until the end of the paid period and you are not charged again. You can cancel online without contacting us, from the Billing page.
• We will notify you in advance of any price change; it applies from your next billing period and you may cancel before it takes effect.
• Payments are processed by Stripe. We do not store your full card number. Taxes may apply.
• Refunds are described in our Refund & Cancellation Policy. Nothing in these Terms limits refund or withdrawal rights that your local consumer law gives you.

4. Your content and data

You keep ownership of the data you enter ("Your Content"). You grant us a limited license to host, process and display Your Content only to operate, secure and improve the Service for you, as described in the Privacy Policy. You can export or delete your data from Settings. We do not sell your personal information.

5. Acceptable use

You must follow the Acceptable Use Policy. We may suspend or terminate accounts that violate it, that put the Service or other users at risk, or where required by law.

6. Intellectual property

The Service, its software, design and brand are owned by us or our licensors. These Terms do not grant you rights to our trademarks. Feedback you send may be used to improve the Service without obligation to you.

7. Third-party services

The Service relies on third parties (for example payment processing and hosting). Their own terms may apply to their services.

8. Termination

You may stop using the Service and delete your account at any time. We may suspend or end your access for material breach of these Terms, with notice where reasonable. Sections that by their nature should survive termination will survive.

9. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT. Some jurisdictions do not allow these exclusions, so they may not apply to you.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR LOST PROFITS OR REVENUE, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM IS LIMITED TO THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM OR USD 100. Nothing in these Terms limits liability that cannot be limited by law, including mandatory consumer rights in your country.

11. Indemnity

If you use the Service for a business, you agree to indemnify us against third-party claims arising from your misuse of the Service or violation of these Terms, to the extent permitted by law.

12. Governing law and disputes

These Terms are governed by the laws of the State of Illinois, United States, without regard to its conflict-of-laws rules. Disputes will be brought exclusively in the state and federal courts located in Cook County, Illinois, except that consumers may also bring claims in the courts of the country where they live when local law grants that right. Before filing a claim, please contact us at support@loderan.com so we can try to resolve it informally within 30 days.

13. Changes to these Terms

We may update these Terms. For material changes we will notify you by email or in the app at least 14 days before they take effect. If you do not agree, you may cancel before the effective date.

14. Contact

TOP COLLECTION LLC, an Illinois limited liability company (operating the Loderan brand) · mailing address pending · support@loderan.com